Charge Separation: One Theory
¥Hailstones are covered by a layer of liquid water.
¥The thin layer of liquid is positively charged.
¥When hailstones and ice crystals collide, some of  liquid molecules stick to the ice crystals.
¥Along with the mass transfer, positive ions transfer from the hailstones to the ice crystals.
¥The heavier, negative hail falls to cloud bottom.
¥The lighter, positive ice crystals drift to cloud top.
¥Produces negative lower, positive upper cloud.